Classic Anne Move…Overspending

I knew that I was spending a lot but I wasn’t really sure how and thus, couldn’t really figure out how to cut back.

While laying in bed doing nothing, I found an app called Mint and after categorizing each transaction from my one credit card… I now know.

Ignorance is bliss because oh my goodness.

As you can see… I’m in the hole. In my defense, I did go on a big vacation in December but it seems I still haven’t pulled out of it. In the pie graph is also seems I really enjoy shopping.

The good news is things like shopping and eating are easy to identify what I need to do to stop these spending habits. For shopping, I just shouldn’t be buying frivolous stuff. I think I’m still going to keep doing Stitch Fix. My last fix was in January but I have one coming to me in March.

I don’t need to keep buying things like Kate Spade purses or cardigans though. Fact of the matter is I only get to dress up on vacation and the weekends so I need to start buying stuff in that manner. Even makeup is pointless.

I already know my fast food habits are disgusting but it’s even worse to know that the cost of it is adding up. I can definitely make groceries last two weeks with 100 dollars and with fast food twice a day, I blow through 100 in one week.

Traveling is also something I adore but I know I splurge on hotels and dining. Also, I really under utilize things like groupon and coupons. In my mind, I know what I want to do and I just buy that option instead of shopping around or investigating cheaper vacations.

In my opinion, this is such a classic 23 year old thing to do. I’m just so blinded by getting a real paycheck for the first time in my life I really just acted like a kid in a candy shop.

Also, I’m lazy.

 

 

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Join the Club.

My sister and I recently got very fed up with lady razors (razors that are made for women.) We went to buy more razor head replacements, realized that we were going to spend 12 dollars for 3 or 4 razors that weren’t going to last us very long. We left buying some cheap disposable razors and grumbling all the way out of the store. Funny story, we had accidentally been sent a couple months worth of razor heads from Dollar Shave club, we got home, saw those sitting in the corner and just went ahead and bought a subscription. A lot cheaper and the razors look really awesome.

This is not the first time I’ve noticed something cheaper in it’s “male version” that actually worked better too. I’ve used shampoo/conditioner/shower gel combos out of boys’ showers that work (and smell) fantastic, boy’s sweatshirts were always more comfortable to wear and never that expensive since usually there aren’t brand names stamped all over them, and of course there was always the debate growing up that boys’ toys were just a little bit cooler than girls’ toys.

There are whole articles about the price differences between products for girls and boys. Reddit users have gone through a list of items that are better from the men’s side of the aisle than the women’s. All you have to do is google men’s products vs women’s products to see that the topic is a popular one.

I think most of us know why. Women are more likely to impulse buy, we are more likely to buy things that look prettier even if they’re the same product the men are using in a different color. Men want cheap things that work and that’s what they tend to get. And the unfortunate result of all of this is that women are paying way too much for our “prettier” products.

This women is ditching some of the glitter and pink (I never really liked pink anyways) for a more rugged look around the house. I have no shame in being a Dollar Shave Club member, and I have no shame buying products that are marketed toward men if they work just as well as the women’s products for a fraction of the price. What really is so wrong about that? Maybe I’ll go ahead and buy some of that shampoo/conditioner/shower gel combo stuff to go with my fancy new razor.

Ladies, what are some products targeted towards men that you prefer to use? Guys, are there any ladies products you’d like to try?